Title Services Minnesota

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Trusted Minnesota Title Insurance Services — Serving Minneapolis, Moorhead & Communities Statewide

Whether you’re buying, selling, or refinancing property in Minnesota, Secure Title Company is your trusted partner for expert title insurance services that protect your investment and ensure a smooth, hassle-free transaction from contract to closing.

Serving homebuyers, sellers, real estate professionals, lenders, and commercial investors throughout Minnesota, our experienced team combines deep local expertise with exceptional customer service to make your closing seamless and stress free.

Navigating Minnesota Real Estate: What You Need to Know

Minnesota Title Insurance Requirements

Minnesota is not an attorney-required state for real estate closings, giving buyers and sellers flexibility in choosing closing services. While title insurance is not legally required, it is strongly recommended and virtually always required by mortgage lenders.

Minnesota Title Insurance Costs

Title insurance premiums in Minnesota are regulated and based on the property purchase price. For a $300,000 home, expect approximately $1,200-$1,800 for owner’s coverage. This one-time fee provides lifelong protection for your ownership rights.

Who Pays for Title Insurance in Minnesota?

Traditionally, sellers pay for the owner’s title insurance policy, while buyers cover the lender’s policy when financing. However, this can be negotiated in the purchase agreement.

Common Title Challenges in Minnesota Real Estate

Farmland

Many farms are affected by conservation rules or government programs, which may complicate ownership rights.

Lakeshore Properties

With thousands of lakes, properties often include special rights and restrictions like shoreline management or access easements.

Historic Homes

Older properties sometimes have complex ownership histories, requiring detailed review to clear title.

Condos and Co-ops

Minnesota’s laws on condo and cooperative ownership and fees can impact how titles transfer.

Comprehensive Title Solutions Tailored for Minnesota

Residential and Commercial Closings

Expert handling of all property types—single-family homes, condos, commercial buildings, and investment portfolios. We manage purchases, refinancing, and new construction closings with accuracy and care.

Title Insurance

Protect your ownership rights with comprehensive title insurance policies, including both owner’s and lender’s coverage from the nation’s top underwriters.

Closings

Flexible closing options to suit your needs: in office, mobile, or remote online notarization (RON).

Document Preparation

Precise preparation of all Minnesota-compliant closing documents including deeds, affidavits, settlement statements, and tax transfer returns.

How Secure Title Ensures a Smooth Closing in Minnesota

Open Your Title Order

Contact us to start your title order. We collect all property details and assign a dedicated title officer to guide you through every stage.

Thorough Title Search

Our team conducts a detailed search of county records, court filings, tax databases, and federal records. A licensed examiner reviews the findings and prepares a preliminary report highlighting any issues.

Resolve Issues & Issue Commitment

If defects or liens appear, we work to clear them—whether mortgages, liens, or deed errors. Once resolved, we provide a title commitment outlining policy terms and closing requirements.

Prepare & Coordinate Closing

We prepare all closing documents and coordinate with lenders, realtors, and attorneys to ensure a smooth, on-time closing.

Closing Day & Policy Delivery

On closing day, documents are signed, funds transferred securely, and paperwork recorded with the county. Finally, we deliver your title insurance policy and the complete closing package.

Serving All Minnesota Communities

Major Metropolitan Areas:

County Coverage:

Our Location

Phone-

(701) 367 6563

Email id-

info@securetitlecompany.com

testimonials

What our clients say

Secure Title is the best closing company in town. As a realtor, I make sure to send all of my clients here because they are constantly going above and beyond and make sure to provide a great experience for every one of my clients! I’m impressed again and again every time I have a closing here. Thank you Secure Title for providing such a great service for the FM area!

Spencer Hron

Since Secure Title started, I have sent all my clients there to close. The big reason why is because how welcoming and accommodating they have been to help make my clients feel welcomed and excited to either close on their brand new home or sell their home. I would highly recommend choosing Secure Title as your closing company.

Jacob Keller

Secure Title is the best! Sasha and her team are the best in town, there’s nowhere else I trust more to take care of my clients! They are professional, detailed and their hospitality are second to none!

Josh Jaster

We LOVE Secure Title. Exceptional title services, fast and personable! They never fail! The staff is amazing, creating a brilliant team with the lenders in town!

Missie Schumaier

Get Started in Three Easy Steps:

Contact Us

Call, email, or complete our online form to open your title order. We respond within 2 hours during business hours.

We Handle Everything

Your dedicated title officer manages your entire transaction from title search to closing, keeping you informed at every step.

Close with Confidence

Choose your preferred closing method and complete your transaction knowing your ownership rights are fully protected.

Frequently Asked Questions About Title Services in Minnesota

How long does a title search take in Minnesota?

A typical title search takes 5-7 business days. We offer expedited 2-3 day searches for urgent transactions. Complex ownership histories may require additional time.

Do I need an attorney for a real estate closing in Minnesota?

No, attorney representation is not required for closings, but buyers and sellers may choose to hire attorneys for legal advice or contract review.

Can title issues delay my Minnesota closing?

Yes, unresolved title defects like unpaid liens, boundary disputes, or missing signatures can delay closing. We proactively identify and resolve these early.

How much are closing costs in Minnesota?

Closing costs generally range from 2-5% of the purchase price, including title insurance, lender fees, recording fees, and taxes. We provide detailed cost estimates before closing.

What is the average closing time for Minnesota properties?

Residential closings typically occur 20-30 days after an accepted offer. Cash purchases can close in 10-14 days. Commercial closings generally require 30-45 days due to additional due diligence.

What’s included in a Minnesota title search?

A full title search includes county land records, court records for judgments and liens, tax verification, mortgage and lien searches, probate records, federal tax lien checks, and chain of title review.

What happens if a title problem is discovered after I purchase?

Title insurance protects you from financial loss and legal defense costs related to covered defects that arise post-closing.

Can I close remotely if I’m out of state?

Yes! We offer remote online notarization (RON) so you can sign documents securely from anywhere. Mobile closings are also available for in-person convenience.

Secure Your Minnesota Title Now

Protect your Minnesota property investment with the state’s most trusted title services provider. Whether buying, selling, or refinancing, Secure Title Company delivers the expertise, efficiency, and security your transaction deserves.